A little more than two-thirds of Americans who file for bankruptcy do so for the same reason: mounting medical bills. In fact, medical debt represents the top reason people pursue bankruptcy. A sudden illness, emergency surgery, and injuries sustained in a car or...

Personally investing in each client’s legal
objectives and achieving those goals together.
Personally investing in each client’s legal
objectives and achieving those goals together.
Bankruptcy
What is the Missouri means test for Chapter 7 bankruptcy?
Not everyone is eligible to file for Chapter 7 bankruptcy. If you are considering it to address your financial challenges, it is important to understand the eligibility rules. The most important element to consider is the means test. There are a few things everyone...
When will a court deny a bankruptcy discharge?
People suffering from difficult amounts of debt file for bankruptcy in their efforts to discharge and dissolve that debt for good. The liberating feeling of wiping your debt slate clean is one of the best feelings anyone can have upon the completion of the bankruptcy...
1 reason why elderly Illinois residents are filing for bankruptcy
Personal bankruptcy rates have been especially high for elderly individuals in recent years. This is partly because the baby boomer generation is getting older, and that means that a larger segment of the U.S. population is over 65, so naturally more older people will...
Personal bankruptcy can help you get your finances under control
Consumer debt isn't anything that can be taken lightly. While credit is a useful tool, there are times when even the best planned purchases turn out to be a burden that is too much to handle. When you are facing crushing debts, your focus is likely going to be getting...
How to get into the head of a debt collector
Medical debt mistakes could lead to bankruptcy
Medical debt is one of the top reasons that people file for bankruptcy. It's hard to plan for an illness or an accident, medical care is incredibly expensive and many people find themselves facing insurmountable debt. Part of the reason for that, though, could be...
Make a plan if you can’t make your credit card payments
There are many different things to think about when you have credit card bills coming in. One of the priorities that you have likely set for each month is making at least the minimum monthly payment. Failing to make the payments is something that can have dire...
Know how different bankruptcy chapters can impact your case
Coming to the realization that you can't handle your debt load is a frightening event. Once you have made this determination, you have to decide what you are going to do to take control. You have a few different options to think about. First, you can continue to...
Bankruptcy isn’t anything to be ashamed of
Filing for bankruptcy isn't anything that you should be ashamed of. Instead, this is a way that you can improve your finances and take control of them again. There are many reasons why people need to file for bankruptcy; however, most of these don't have anything to...