Minor vehicle crashes such as rear-end collisions happen frequently in Illinois. Afterward, those involved often walk away, thinking they have no injuries.
However, symptoms do not always appear immediately. Prompt medical attention is important for both a crash victim’s well-being and for upcoming insurance purposes.
Reaction to a crash
The human body reacts to the violent impact of a car crash by releasing chemicals such as adrenalin, which can temporarily mask pain and injury. If you are the victim of such a crash, the adrenalin rush may make you think you feel OK. Nevertheless, you should seek medical attention in case you have underlying injuries.
Injuries and insurance
If your doctor finds that you do, in fact, have an injury, the next step is treatment, a plan that may include physical therapy or a longer recovery program depending on the nature of the injury. The doctor will write a medical report, which will become an important addition to the information you provide when you submit a claim for compensation.
Insurance companies are primarily interested in protecting their bottom line. The insurer you approach may offer a lowball settlement or even try to deny your claim altogether. You may not have much if any experience working with insurance companies, but an advocate can undertake the negotiations on your behalf. If a negligent driver caused your injury, you have a right to expect a settlement that will cover your medical expenses, lost wages and more. Keep in mind that maximum compensation is the result of your decision to seek prompt medical care following a vehicle crash.